Business Loans

Looking for a business loan or business finance. With our innovative approach to assessing the merits of your business and provide you with funds in your bank account within 72 hours. But speed is not all we offer, we also provide you with affordable and flexible funding solutions.

business loans

Business finance options:

Asset Finance

  • From R150 000 to any amount required.
  • Repayment period: up to 5 years.
  • Finance for any asset that is used to generate income or save the business money.

Invoice Discounting

  • From R100 000 – R50 000 000.
  • Repayment period: 1-3 months.
  • Turn unpaid invoices into cash to generate liquidity in your business.

Unsecured Business loan

  • From R50 000 to any amount required.
  • Repayment period: 3months -24 months.
  • No collateral required, approval is based on the business cash flow and credit worthiness of directors.

Secured Business loan

  • From R500 000 to any amount required.
  • Repayment period: 6 months- 3 years.
  • Collateral required.

Trade Finance

From R1500 000 to any amount required. Repayment period: 1-6 months

  • Payment of stock
  • Forwarding and clearing costs
  • Transportation and insurance costs
  • Customs VAT and duty payments


  • We work with a network of local and international investors that are looking for businesses to invest in.
  • This is a solution for existing businesses wanting to grow or mergers and acquisitions. We don’t work with start-ups.

Revolving credit facility

Get an overdraft facility with a bank that supports SME’s

  • Credit Limit with an indefinite term subject to an annual review
  • Re-use what has been repaid, without having to reapply
  • Flexible monthly repayment options from 6% calculated on the highest outstanding balance of the facility
  • Repayments via monthly or fortnightly debit order
  • Ability to set annual payment holidays, which allows for skip payments e.g. over December
  • Access to funds easily through digital banking
business loans

Criteria and Process

Minimum criteria

We work with businesses that meet the following minimum requirements

  1. A registered business
  2. Trading for at least 1 year
  3. A minimum annual turnover of R1 000 000 (R85000 per month)
  4. All directors must be credit clear

How our process works?

Step 1: complete our online application form to see if we can assist you

Step 2: Businesses that meet the minimum requirements will be contacted for either a phone or online meeting.

Step 3: Provide all the required documentation to connect with a funder or investor

Step 4: Clients that receive an offer will be requested to provide more documents for final vetting

Step 5: Complete all the paperwork and wait for funds to be paid into your bank account

Complete the form to apply

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